If you are trying to control your credit card spending, one strategy is to cut up your extra credit cards. But don’t close those accounts just yet. If you cancel them, it can affect your credit card rating. When you close an account, it reduces your available credit line, making your credit utilization to debt ratio higher. If you do choose to close extra accounts, do this slowly, about one every six months.
U City Flats, the premier apartments in the University City neighborhood of Philadelphia, Pennsylvania goes out of our way to ensure that you live the lifestyle you have always desired and deserved. These helpful tips go beyond the scope of services we offer in our community in order to provide you with a more efficient routine.